Wills & Testament

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The most simple form of a Will, this allows you to choose Executors to deal with your Estate, separate Trustees (if necessary), Guardians for your children if under 18 and Beneficiaries of your Estate, Provision for Pets, it is usually used by someone who is single or not in a long term relationship, although a lot of couples include this clause too.


Lasting Power Of Attorney

A Lasting Power of Attorney (LPA) is a document that gives a person or people (the Attorney(s) powers to make decisions on behalf of another person (the Donor). An LPA is made in preparation for if they lose their capacity. There are two different types of LPA’s

The possibility of losing mental capacity has increased due to people living longer. Although, capacity could be lost at any time due to an accident, a stroke or degenerative condition such as Alzheimer’s. If capacity is lost and there is no LPA in place, family or friends will have to apply to the Court of Protection for a Deputyship.


Asset Protection Trusts

Family Asset Protection Trusts One of the most important benefits of planning ahead is to help give you control and protection of your assets (such as your home) and any savings or investments you may have

This may seem very complex but can be achieved through various ways such as a Family Asset Protection Trust’. Sideways dis-inheritance is a major concern for couples who wish to pass their assets on to their children on second death.


Living Wills

The term ‘living will’, whilst helping people to understand the concept, is somewhat misleading in that, unlike a will, it does not deal with money or property.

Moreover, it can relate to all future treatment, not just that which may be immediately lifesaving. An advance directive/decision, as it is also known as is legally binding in England and Wales. Except in the case where the individual decides to refuse life sustaining treatment, it does not have to be written down, although most are, and a written document is less likely to be challenged.


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Getting started with your Will is really simple